Residential Mortgage

Residential Mortgage First-Time Buyers Home Refinance Fixed Rates Variable Rates Fast Approval Residential Mortgage First-Time Buyers Home Refinance Fixed Rates Variable Rates Fast Approval

Finance Your Dream Home with Confidence

Our residential mortgage service helps individuals and families secure the best possible financing for their primary or secondary residences. UNZ Commercial Broker connects you with top-tier lenders offering competitive rates, flexible terms, and a streamlined approval process — making homeownership more accessible than ever.

First-time homebuyer programs with low down payments
Fixed-rate mortgages for predictable payments
Adjustable-rate mortgages for flexibility
Jumbo loans for high-value properties
Refinancing options for existing homeowners

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Mortgage Types

Available Rate Options

Fixed Rate Mortgage

Lock in a set interest rate for 2, 3, or 5 years — protecting you from market fluctuations and giving payment certainty.

Variable Rate Mortgage

Benefit from rate decreases with a variable or tracker mortgage, ideal for those expecting rates to fall.

Offset Mortgage

Link your savings account to your mortgage to reduce the interest you pay — an efficient way to manage both simultaneously.

Residential Property Types

Our simple, guided process gets you from application to approval with minimal stress and maximum clarity.

Single-Family Homes

Detached homes with private yards and amenities.

Condominiums

Low-maintenance living with shared amenities.

Townhouses

Multi-level homes with shared walls and private entrances.

Multi-Family Units

2-4 unit properties with rental income potential.

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Ready to Own Your Home?

Let our residential mortgage specialists find the best rate for your situation across our network of 50+ lenders.

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Finance Your Dream Home with Confidence

Why UNZ for Residential Mortgage?

Best Market Rates

48-Hour Pre-Approval

Minimal Paperwork

Dedicated Advisor